What do I need to know about Auto Insurance

In case you're involved in an accident, auto insurance provides financial protection for you and your family. It pays for the damage and injuries caused by the accident and for repairing or replacing your vehicle if it is damaged or stolen.

Am I covered if I drive someone else's vehicle

Generally speaking, the insurance goes with the car. For example, if you have an accident while driving someone else's car, the owner's insurance would apply first toward damages. Your auto insurance would generally apply in the event the owner of the vehicle had no auto insurance or did not have enough auto insurance to pay the damages.

What does "full coverage" mean

The term full coverage does not mean that everything is covered no matter what happens.

Questions You May Have About Auto Insurance Risk Indicators

At Farmers, we are always looking for new ways to keep the cost of insurance affordable When it comes to insurance, we know what you want. You want quality coverage from a solid, dependable company.

Why Do Auto Insurance Premiums Change

Ever wonder how insurance companies determine your premium? Auto insurance premiums change for the same reasons that the price of other goods and services you buy change.

What is Farmers doing to control auto insurance costs

What is Farmers doing to control auto insurance costs

What is Optional/Add-on Equipment coverage

Under the Comprehensive and Collision portion of your policy, optional equipment (a CD player for example) is covered only if permanently installed in the opening of the dash where the manufacturer would normally install such equipment.

Your lowest rates on car insurance depend on what you drive

The lowest car insurance rates for comprehensive and collision coverage are determined by looking at the vehicle loss history - how often it is stolen, how costly it is to repair or replace after an accident. Farmers offers more favorable rates on comprehensive and collision insurance for over 119 popular selling vehicles.

It depends on the deductible

The calculator is only a starting point for evaluating the deductible you should consider carrying on your auto insurance. Before you make a final decision, discuss it with your Farmers agent.

Driver education training

In some states, young drivers who complete the program may qualify for a discount on their auto insurance. Want to get a fast and easy quote on your Auto Insurance? Try our online Auto FastQuote.