When can my teen drive?

Most states will allow a 15-year-old to obtain a learner's permit. With a learner's permit, your teen can drive only if accompanied by a certified driving instructor, parent or guardian who has a valid driver's license and rides in the front.

Getting a learner's permit

Contact your local Department of Motor Vehicles (DMV) to learn how your teen can receive a learner's permit. In most states, your teen will need to complete a driver's education course - which is highly recommended, even if it's not required by your state.

Things to know and enforce as the parent of a teen driver

Make sure your teen understands that driving is a privilege that can be taken away. As the parent, you set the rules and guidelines. Make an agreement with your teen and have your teen sign a contract.

Lemon law

If you buy a car and find out there's something wrong with it, you've bought what is called a "lemon."

Buy a New Car or Used car

Generally, you can get a safe used car from a reputable used car dealer. Check to see if the car is equipped with airbags and safety features.

The difference between leasing and buying

Generally, you have three choices when deciding how to pay for a new car.

Insurance Laws

Insurance laws vary from state to state, but all states require some type of insurance or proof of financial responsibility. Even though it may seem like an "extra" cost, car insurance protects you, your family and your vehicle if you're ever in an accident or if your vehicle is damaged.