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In addition to providing automobile insurance, Allstate offers a wide range of financial services including homeowners and life insurance, motorcycle and boat insurance, and business insurance.
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Car insurance is a competitive market. Most insurance companies are going to great lengths to obtain and retain your business. They want to reel you in and once they have you, they'd like to keep your business. This is important to know so you can obtain the best car insurance deal possible.
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After spending the last hour in the grocery store, you push your cart out of the store and head towards your car. Suddenly, you notice a cargo van quickly backing up and heading straight for the front of your car. You yell for the driver to stop, but it's too late.
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There are two types of car insurance deductibles: comprehensive and collision. Comprehensive insurance offers protection against damage caused to your vehicle by vandalism, hit-and-run, hitting an animal, or acts of nature such as hail or wind damage.
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It's important to realize that driving is not a right, it is a privilege. If you abuse the privilege, chances are you will end up with a suspended driver's license. You'll also end up with a lot of fines and attorney fees. In fact, some traffic infractions will land you in jail, such as drinking under the influence of drugs or alcohol or leaving the scene of an accident you were involved in.
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Most insurance companies offer a "Multi-vehicle discount" for customers who insure more than one car on the same policy. This can add up to a discount of up to 10 per cent off both cars.
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Coverage for theft is included under the ‘comprehensive' or ‘specified perils' part of your auto insurance policy. As vehicle theft increases, the part of the premium you pay for comprehensive/specified perils coverage is also likely to increase.
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Coverage for theft is included under the ‘comprehensive' or ‘specified perils' part of your auto insurance policy. As vehicle theft increases, the part of the premium you pay for comprehensive/specified perils coverage is also likely to increase.
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Insurance companies rate cars based on the claims history of that vehicle. They look at things like accident frequency, repair costs, theft, vandalism and safety ratings for each make and model. The more money insurance companies have to pay in claims for a particular car, the more expensive that car is likely to insure.
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Insurance companies rate cars based on the claims history of that vehicle. They look at things like accident frequency, repair costs, theft, vandalism and safety ratings for each make and model. The less money insurance companies have to pay in claims for a particular car, the less expensive that car is to insure.
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