Auto insurance savings tips for 2008

Unlike many "Best of" lists, this one can actually help you save money in 2008 by helping you get the best price on your auto insurance premiums.
 
 

The 10 most stolen cars in Canada in 2007

According to the most recent information available through the Insurance Bureau of Canada, here are this year's (2007) 10 most stolen vehicles in Canada based on theft claims submitted to insurers.
 
 

Lower your insurance costs

Was your New Year's resolution to save money? You're not alone. One of the most common resolutions every year is the wish to "save more money."
 
 

Primary Use

How the covered auto is most commonly used. Insurers typically classify vehicles into one of three categories - commuting (most personal autos), business use (corporate-owned or used by the self-employed for business purposes), or pleasure use.
 
 

Private Passenger Auto

A four-wheeled motor vehicle that is subject to registration and used for private (non-business) use. Examples of vehicles that would not be considered private passenger autos include dune buggies, UPS trucks, busses, ATVs, etc.
 
 

Rental Car Reimbursement

A common rider or endorsement in which the insured is reimbursed for the cost of a rental car while his covered auto is unusable.
 
 

Secondary Driver

A driver other than the primary driver who also is insured for the particular automobile. The secondary driver's driving record is given less weight in determining the insurance rates that the insured will be charged.
 
 

State Minimum

Each state has minimum requirements on the insurance coverages that motorists must carry in order to legally drive on the public roads.
 
 

Steering Restraint

An anti-theft device that makes it difficult for potential thieves to access your car's ignition system. The most commonly known steering restraint is "The Club." Most insurers offer discounts for cars fitted with steering restraints.
 
 

Towing Coverage

Optional insurance coverage that provides payment for towing (but not repairs) if your car breaks down or is disabled as result of an accident.
 
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