Why Do Auto Insurance Premiums Change

Ever wonder how insurance companies determine your premium? Auto insurance premiums change for the same reasons that the price of other goods and services you buy change.

What is Farmers doing to control auto insurance costs

What is Farmers doing to control auto insurance costs

What is Optional/Add-on Equipment coverage

Under the Comprehensive and Collision portion of your policy, optional equipment (a CD player for example) is covered only if permanently installed in the opening of the dash where the manufacturer would normally install such equipment.

If I rent a car, do I have coverage

Car rental companies charge daily fees for "CDW" coverage (which means their insurance will pay for all damages covered in your rental agreement). Rental car coverage under a private passenger policy varies state by state.

Will my policy be cancelled if I have an accident

Generally, being in an accident will not cause your policy to be canceled. However, after the facts of the situation are reviewed, you may be required to pay a higher premium for your policy upon renewal.

Your lowest rates on car insurance depend on what you drive

The lowest car insurance rates for comprehensive and collision coverage are determined by looking at the vehicle loss history - how often it is stolen, how costly it is to repair or replace after an accident. Farmers offers more favorable rates on comprehensive and collision insurance for over 119 popular selling vehicles.

It depends on the deductible

The calculator is only a starting point for evaluating the deductible you should consider carrying on your auto insurance. Before you make a final decision, discuss it with your Farmers agent.

Driver education training

In some states, young drivers who complete the program may qualify for a discount on their auto insurance. Want to get a fast and easy quote on your Auto Insurance? Try our online Auto FastQuote.

Are you getting all the auto insurance discounts you deserve?

Farmers offers many discounts to help keep your auto insurance premiums as low as possible. Contact your local Farmers agent to discuss your own individual needs.

Car Insurance When You Need It Most

You filed a car insurance claim and just found out your vehicle is totaled. Now what? Most auto insurance companies will cut you a check, then cut you loose. Not Progressive. We recognize shopping for a new car may not have been on your agenda.