What should I do if I'm in an accident?

If you're involved in an accident, first make sure you and everyone in your car is not injured. Next, check on the passengers in the other vehicle; or, if necessary, make certain that no pedestrians are hurt.

What should I do if a police officer stops me

If you notice that a police car is following you, with its emergency lights flashing, pull over to the side of the road safely and quickly and wait inside your car for the officer to approach and talk to you.

What should I know about speeding and other traffic laws

Some roadways are designated as low-speed zones. These might include roads in areas with high pedestrian traffic, such as school zones and streets that have many intersections. Driving over the speed limit can put you and others at risk of harm.

Understand the term DUI

It's a simple fact: drinking and driving kills people. Driving after drinking alcohol is known as Driving Under the Influence (DUI) or Driving While Intoxicated (DWI).

Driven in winter conditions

First of all, buckle up. Use your seat belts and car seats at all times. They're one of your best defenses in a crash. And it's the law.

Child Safety in the Car

The back seat is generally the safest place in the car. Although airbags are useful and save many lives, they're powerful and can injure or kill children. If your vehicle has a passenger airbag, it's essential for children 12 and under to ride in the back of your car.

Avoiding accidents with kids in the car

According to Kids in Cars, each year a large number of children are left alone in vehicles. Most people underestimate the potential consequences. Risks include kidnapping, heat stroke, setting a vehicle in motion, injury from power accessories, getting trapped in the trunk and even fatal car crashes.

Insurance Laws

Insurance laws vary from state to state, but all states require some type of insurance or proof of financial responsibility. Even though it may seem like an "extra" cost, car insurance protects you, your family and your vehicle if you're ever in an accident or if your vehicle is damaged.

Highway Safety Insurance Institute

The Insurance Institute for Highway Safety is an independent, nonprofit, scientific and educational organization dedicated to reducing the losses - deaths, injuries, and property damage - from crashes on the nation's highways.

Get a Car Loan

The Federal Trade Commission reports that most people need financing to buy a vehicle. In some cases, buyers use "direct lending" to get a loan directly from a finance company, bank or credit union.